In FOIA litigation connected with the D.B. The client may be able to identify a witness, or piece together what was said in a discussion in which he or she participated, for example.īut generally, "it's not a smart thing to speculate," Zaid explained, because even educated guesses can be wrong. Zaid said that even when information in court papers is redacted, it's sometimes possible to figure out what's in the blacked-out sections. Whoever sent them had provided the original pages, rather than making a photocopy, he explained. Zaid said he once received some redacted documents in a case and discovered that he could hold them up and read the words through the black ink. "It's a really sloppy-looking redaction, but no one will ever see what I cut out." In other instances, if he's instructed by the government to redact information from a document, he deletes the text and types the number of words and "deleted by the request of CIA" in its place.īut manual redactions on actual paper can go awry, too. His preferred method is to "literally cut it out with scissors and then photocopy the page," he said. Zaid generally eschews electronic redaction. 18, 2022, that portions of the affidavit could be released, with stipulations. Justice Department objected to the release of the affidavit, saying it would compromise their investigation. Affidavits often contain information about what evidence law enforcement thinks is at a property, and other facts, including witnesses who may have provided testimony. And attorneys for several media outlets, including The Associated Press, The New York Times, The Washington Post and The Wall Street Journal, argued in court for the release of the affidavit supporting the warrant. Given the unprecedented nature of searching a former president's home, there was been an unusual amount of transparency surrounding the warrant. § 1519: Destruction, alteration, or falsification of records in federal investigations and bankruptcy, which carries a penalty of up to 20 years in prison ( obstruction of justice). § 2071: Concealment, removal or mutilation generally, which carries a penalty of up to three years in prison and disqualification from holding office ( concealing of public records). § 793: Gathering, transmitting or losing defense information, which carries a penalty of up to 10 years in prison ( violation of the espionage act).
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How is the MSPE Noteworthy Characteristics Section Written?Īs we just mentioned, your Noteworthy Characteristics will be the section over which you have the most control. Want to dig into the details on ERAS and the MATCH? Check out our video on how the residency application process works: They add additional color, definition, and character, while also minimizing faults or setbacks in the version of you presented by the rest of the document. Think of the Noteworthy Characteristics like frosting on your MSPE cake. Being able to curate or edit these entries is incredibly important in helping to both characterize and/or offset any potentially questionable aspects of the rest of your MSPE. The MSPE Noteworthy Characteristics section is therefore the place to provide residency programs with material to paint a fuller picture of you, not just as an M4 or budding doctor, but as a person who can contribute to the diversity and character of a residency class.Īs we’ll get to in just a moment, this is also the only part of your MSPE on which you’ll likely have direct input, so as for how important it is for you as a would-be resident, it’s huge. Performing well in a rotation and having a positive comment about the details of that performance is great, but there’s not a lot of your personality or greater sense of direction or purpose in these. This is in part because the Noteworthy Characteristics section is what gives context to everything else, especially the aforementioned clerkship evaluations. In a word: very! While clerkship evaluations are often viewed as the most important part of the MSPE, your Noteworthy Characteristics are almost equally weighed by most residency programs. How Important is the Noteworthy Characteristics Section? It’s residency after all-most medical students are so nervous and excited about moving into specialty training that the urge to be wordy and heavily self-marketing would be all but irresistible were there no limit.īut with constraint comes the demand for creativity, and you and your evaluators will need to be surgically precise-and downright artful-to make these stand out. Were there no limit, these characteristics would surely be sprawling, heavily qualified descriptions of complex behaviors and traits. It is an incredibly challenging exercise in being concise. These can include things like hobbies, work experiences, non-academic roles, and so on, but they all need to be aimed at presenting an honest picture of you as a capable and desirable candidate for residency.Ĭrucially, there is a strict limitation on the entries in this section: each Noteworthy Characteristic must be described in a maximum of 2 sentences. It asks for a list of 3 characteristics that your evaluators feel best represent you and your abilities. The Noteworthy Characteristics section differs greatly from these sections. To understand the role of the MSPE Noteworthy Characteristics section in the overall document we should briefly lay out each of the MSPE’s sections: What is the MSPE Noteworthy Characteristics Section? But I also use Apple Keyboard a lot at the same time. The way I use the app, I typically push shapes around constantly, tweaking here and there, sometimes for over an hour. I find one consistently bothersome bug though. Mabye this latest update will cure the problem?.
If your loan is larger, you will have to make a 25% down payment on any amount over the lender’s limit. However, most lenders will cap zero-down loans at $1-2 million. Here is a basic breakdown of how the VA funding fee is calculated: The VA funding fee is based on your down payment and whether you’ve used a VA loan before. You can contact a lender, which can pull your COE in minutes, or contact the Department of Veterans Affairs directly. The best way to discover if you are exempt from the funding fee is to check your certificate of eligibility (COE). Most VA borrowers will have to pay the fee, but those with 10% or greater disability are exempt. taxpayer because the VA home loan program does not require a downpayment or monthly mortgage insurance. The fee is there to offset the cost to the U.S. This VA funding fee is a one-time charge to the borrower on a VA loan and is included in the final results when you use the above VA home loan mortgage calculator. VA funding fees for 2023 What is a VA funding fee? Just a 1-2% down payment can help approve a loan file if it’s right on the edge of qualifying. Why? For one, it will lower your monthly payment.īut potentially more important, making a small down payment can push your application from “denied” to “approved.” Down paymentĪ down payment is not required for a VA loan, but some borrowers may decide to include one in their application. If you’re having a hard time getting approved, try bringing down your DTI using a VA ARM loan, which comes with a lower rate for the first few years, helping you qualify easier. However, the ratio maximum can be higher depending on the analysis from a computerized underwriting system that lenders use. Generally, an ideal DTI for a VA loan is 41%. DTI provides the lender with an assessment of your ability to make monthly mortgage payments.ĭTI shows your proposed housing payments plus monthly debt payments (car loan, credit cards, etc.), versus before-tax income. DTI or debt-to-income ratioĭebt-to-income ratio, or DTI, will be a deciding factor for whether your home loan is approved. Of course, VA mortgage lenders, like any conventional lender, will also look at your credit report to check your history of making timely payments. This minimum will vary from lender to lender, but a typical credit score minimum will likely be in the low-to-mid 600s. While the VA itself doesn’t set a minimum required credit score, VA mortgage lenders do. But it is possible to apply to the VA to upgrade your discharge status. If you have any military service history, it’s worth checking your eligibility.įinally, you may not be eligible if you received a discharge that was other than honorable. You’re the surviving unmarried spouse of a veteran killed or missing in the line of duty.Īlso, there are some cases where you might qualify even if you don’t meet the length of service requirements.You have completed 90 days of Selected Reserve or National Guard active duty or six creditable years in the same service.You are a veteran who can meet the length of service requirements (generally, this means 90 days of wartime service or 181 days during peacetime).
13, the Bengals and Hamilton County reached tentative agreement on a western riverfront site for a new football stadium. 9, Riverfront Stadium was re-named Cinergy Field, as the energy utility Cinergy reached a $6 million naming rights deal with Hamilton County to cover the stadium's remaining years of use. The new stadium's name also remained undecided, but early public response showed strong support for naming it after Bengals founder Paul Brown. Both public polls and experts' recommendations indicated a preference for a riverfront site, but the question remained undecided as the year ended. The Bengals pushed vigorously for a riverfront site, opposing proposals to build in the Broadway Commons area just northeast of downtown. 10, the Bengals reached preliminary agreement with Hamilton County on a 30-year lease, for an as-yet unnamed and un-sited stadium. The vote came after vigorous public debate, and the Cincinnati Post termed it a "landslide victory" for backers of the issue. The biggest step came on March 19, when Hamilton County voters approved by 61-to-39 percent a measure to fund new Bengals and Reds stadiums with a half-cent sales tax increase. Progress continued to be forged on the Bengals' efforts to secure their future in Cincinnati with a new stadium. In October, Mike Brown announced that the Bengals for 1996 would move most of their front-office operation from Riverfront Stadium to the team's new practice facility building at Spinney Field. But after the County Commission voted to implement the tax, forces opposed to the increase successfully petitioned to make approval subject to a public referendum to be held in March of 1996. In the end that proposal was scaled down to a one-half percent hike, funding stadiums and also providing homeowners with property tax relief. On June 28, just minutes before a Bengals-set deadline, Cincinnati City Council voted 5-4 to approve a Hamilton County plan from Commissioner Bob Bedinghaus to raise the county sales tax by one percent to fund two new stadiums. But Brown repeatedly professed he had no desire to move the team unless forced to by an untenable local situation. A lack of progress on the local front led club president Mike Brown to explore the possibility of a move to Baltimore, pressed by a deadline on Baltimore's end. The year of 1995 was filled with issues regarding the Bengals' need for a new stadium. Install the emulator on your PC or Mac:.Download Bluestacks Pc or Mac software Here >. We recommend Bluestacks because you can easily find solutions online if you run into problems while using it. Download an Android emulator for PC and Mac:.➙ The game features 32 tracks separated in circuit races (round tracks with 5 laps) and sprint races (A to B races, no rules, as fast as possible). ➙ The first race cup in Sprint and Circuit races is free to ride and 24 more tracks are available as In App Purchase. ➙ Use that in-game cash to unlock other tracks or convert them to coins for use in the car pimp shop. ➙ Hours of fun guaranteed until you unlocked all tracks in all difficulty modes! To see how you driving skills develop, compare your Sprint track times against your friends best lap times in the GameCenter leaderboards. ➙ RC Mini Racers is a fast paced and explosive racing game with 22 remote controlled mini cars, lots of missiles and mines, turbos for an extra boost as well as great hard rock music. ➙ RC Mini Racers has a great mixture of tracks where you need your weapons to win the race by shooting and bombing your opponents from the track but also fantastic high speed tracks where it is mostly down to great driving skills to win the race. Joypads and Joysticks as well as the keyboard can be used to control your car.➙ You get cash for crashing other cars, explosions caused by missiles and mines that affect other cars, for jumping over epic ramps and getting airtime cash, for driving best laps and best race times as well as for winning the top spot ranks in a race. Graphics settings can be adjusted and tweaked in detail to let the game run perfectly on your machine. RC Mini Racers runs in any native resolution your PC or Mac offers – in windowed and fullscreen mode. Hours of fun guaranteed until you unlocked all tracks in all difficulty modes in all scenarios! Use that in-game cash to unlock other tracks or convert them to coins for use in the car pimp shop.Īll tracks can be raced in 4 difficulty modes ranging from easy to medium over to hard and finally the insane mode. You get cash for crashing other cars, explosions caused by missiles and mines that affect other cars, for jumping over epic ramps and getting airtime cash, for driving best laps and best race times as well as for winning the top spot ranks in a race. Find out yourself which tracks you like most!įor nearly every action during a race you get in-game cash rewarded. RC Mini Racers has a great mixture of tracks where you need your weapons to win the race by shooting and bombing your opponents from the track but also fantastic high speed tracks where it is mostly down to great driving skills to win the race. Beside that there’s a coin racing mode where you can explore the level and collect coins for the in-game store. The game features 24 tracks separated in circuit races (round tracks with 5 laps) and sprint races (A to B races, no rules, as fast as possible). More than 20 cars can be unlocked within the game and the car pimp shop lets you customize you RC car by changing the color, the wheels and the antenna. RC Mini Racers is a fast paced and explosive racing game with 20+ remote controlled mini cars, lots of missiles and mines, turbos for an extra boost as well as great hard rock music. During the transfer, if data is lost, then it causes packet loss. What is packet loss? While playing CS:GO, you have to connect to a server: After connecting to the server, your computer has to transfer and receive data from that server.
Licensing: CC-BY-SA Music formats: MID, OGG, FLAC Royalty free music playlist with 1960 audio tracks with 58.4K followersĬC-BY music playlist that can be used for commercial purposes with Attribution. Some audio tracks are downloadable, while some others are not.įree Background Music Playlists on SoundCloudĬreative Commons music playlist with 359 audio tracks with 27.1K followers. Searching without filtering makes it time-consuming to dig further.Sometimes, you may even get some tracks that haven't been released yet. What we love most about SoundCloud is that you can message the musicians of the remixes for permissions of use.A huge library full of Public domain track, CC-licensed songs and royalty free background music for videos.You will find Instrumental music for videos and presentations, Creative Commons music playlist, background music free for YouTube, etc All-around free music hub - SoundCloud But besides being a platform for you to enjoy songs online, SoundCloud still has an amazing hidden feature for some people to unlock, some people who want to download royalty free background music from SoundCloud for even commercial use. Licensing: Creative Commons, Public Domain, Royalty Free Music formats: WAV, MP3, M4AĮxploring and listening to music on SoundCloud may have become a big part of people's lives. But to download background music royalty free in somewhere full of CC-licensed resources, below are the good and safe websites. Also, there is free background music on YouTube under CC license or Public Domain. Then, where to get music that is creative common royalty free? What are the best Creative Commons websites for music? Going to the official Creative Commons website is a good first step to consider. "As of May 2018, there were 1.4 billion works licensed under the various Creative Commons licenses." - From Wikipedia But mostly, you can copy, distribute, display, perform and remix this type of royalty free music. All CC-licensed music, CC0 excepted, requires Attribution. You will find these sites covering one or more types of above-mentioned music licensing (Jump to the bottom for a brief introduction).Ī simple strategy to download free background music for video editing that has been proven to do the trick is to use creative commons or public domain music (PDM), which is also known as CC0 music. Audios released under the creative commons.No matter you are looking for music such as. We have rounded up a list of more than 40 free music sites and narrowed it down to 19, based on their overall performance. So, Where Can You Get Free Background Music? If you make one step wrong, your video may be removed or muted, not to mention the loss of views. These issues have plagued content creators, especially when you plan to download free music to use in videos, which will later be published on YouTube, Facebook, etc. It is equally easy to add background music to videos using apps on desktop or mobile.īut that begs questions: how to avoid copyright infringement with music? When shall I give credits to the copyright holder? To what extent can I use that piece of musical work? The related questions could go on and on. ➜EPIC/TRAILER COMMERCIAL MUSIC: bit.It is not hard to find free background music for video editing, especially when you have a list of free music websites to download MP3, FLAC, WAV songs. ➜DRIVING COMMERCIAL MUSIC: bit.ly/2feWHUN ➜CORPORATE COMMERCIAL MUSIC: bit.ly/2fS1JJ2
Rightfont 3 3 0 – Manage And Find Fonts Quickly Blueharvest 7 0 6 – Disable Ds_store Creation And More Fs 1 4 1 – Note Manager Resume Monologue 1 0 – Quick … The Best Calculator App - The Sweet Setup. Import soulver 2 files Drop your Soulver 2 files onto the Soulver 3 dock icon, or choose File Import. Soulver 3 is a smart notepad with a built-in calculator. Learn about how SoulverCore can give Swift "better than regex" data parsing features (for many common tasks). Soulver 3 has actually been a bit of a disappointment. The downside now, is that my Soulver 3 App has megabytes of Paddle API frameworks embedded in it that is not used, and Little Snitch reports that Soulver 3 tries to connect to paddle 2 times every freaking time I start the app. Try the app for your everyday conversions and calculations. 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It has 50+ new features, including dark mode, a new user interface, subtotals and calendar calculations. Acqualia: Soulver 3 for Mac is now available. This is the love of God, that we keep his commandments. A Scripture Account of the Faith and Practice of Christians. 3 letter words made by unscrambling letters SOULVER. You can unscramble SOULVER (ELORSUV) into 150 words. Soulver 3.0.2 soulver, soulver 3, soulver ios, soulver app, soulvera, soulver 3 ios, soulver vs numi, soulver ipad, soulveracreates, soulversations, soulver 2 vs 3Soulver 3 … Unscrambled 150 words from letters in SOULVER. Here's the short answer to Sonos Sub Gen 2 vs Gen 3: While Sub Gen 3 is an upgrade over Sub Gen 2 in terms of processing speed, you don't need to … Soulver 3 0 4 Meters. Read reviews, compare … Sonos Sub Gen 2 vs Gen 3: Key Points. It gives instant answers to any calculations it finds in your text. Top 6 Best Calculator Apps For Mac in 2023 - HowToiSolve. However, unlike its predecessor, version 3's file format is incompatible with the iOS version of the app and earlier Mac versions. It's a better way to work stuff out than with a … mac calculator app Soulver 3 for Mac: The MacStories Review. Soulver is described as 'smart notepad with a built-in calculator. Soulver Alternatives: 25+ Calculators and similar apps. Full control enables a helper to directly make. During the session, they can view the device's display and if permitted by the device user, take full control. With the connection, your support staff can remote connect to the user's device. Remote Help is a cloud-based solution for secure help desk connections with role-based access controls. Remotely assist users that are authenticated by your organization. The receipt will need to be laid down on the scanner and can be saved to a device or USB stick. Using a physical scanner is a traditional way to store receipts. The top three apps for taking photos of your receipts are: Using a mobile app is the easiest way to capture a receipt and save it for your records. There are two ways to scan a receipt: Mobile App InvoiceĪ receipt is only provided after payment has been made, while an invoice is a formal request for payment.Ī receipt is made after a transaction has occurred, detailing the price of the goods or services along with any taxes, discounts, shipping fees, or other line items.ĭownload a template: Adobe PDF, Microsoft Word, Open Document Text (.odt) How to Scan a Receipt Source: IRS – How long should I keep records? Receipt vs. If a business claimed a loss for any tax year, the receipts for that year must be kept for seven years. *Serial number of the business’s permit to engage in business (*California only).Īccording to the IRS, a business should keep its receipts for three years.
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